(Part 1 of 2)

Given that the Dept. of Finance's Division of Revenue took in more than 364 million dollars in Delaware unclaimed money in the year 2006 alone, it's safe to assume that the state has many more hundreds of millions, and likely over a billion dollars in lost money, that is owed to the regular citizens who simply need to come forward and claim it. There are tens of billions in abandoned assets across the country, but Delaware houses a disproportionately large chunk of it because it is home to such a large number of corporations' headquarters.

In addition to the issues of not knowing where and how often to search, the majority of Americans don't realize that they could be owed Delaware unclaimed property even if they have never lived in or even passed through the The Small Wonder. Over the years Delaware has turned in to the go to state for planting a company's headquarters. When companies have locations and branches in multiple states, unclaimed paychecks will not be handed over to the treasury departments of those states, they will be turned over to Delaware. For this reason, a person looking to find missing money would find no record of their property in the state they live in, and would probably never check Delaware's records.

Beyond just non-Delaware residents potentially finding unclaimed property in Delaware, Delaware residents could be owed cash from other states. To start with, there are plenty of companies that are incorporated in other states that employ people living in in Delaware, but there are still other reasons, such as insurance overpayments, that may leave a Delaware resident's lost cash stuck in another state.

Once people become aware of unclaimed property, and even after they realize that they could be owed money from a number of states, they tend to do one quick search and believe that whatever the search results say is all there is to it. Sadly, not all unclaimed property websites the same, and there is no one search that can check the databases of all states. Even when you break it down to the state level, the records are often very unreliable due to the fact that they aren't updated in real time.

(to be continued)

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